Payment links in Pakistan: collect on WhatsApp and Instagram without a website
Short answer: A payment link is a shareable URL, or a QR image, for one specific payment. You send it on WhatsApp or Instagram, the customer pays from Easypaisa, JazzCash or their bank app, and you get an automatic confirmation instead of a screenshot.
The problem with "send me a screenshot"
Most social sellers in Pakistan collect by sharing an account number and asking for a screenshot. It works until it doesn't: customers send the wrong amount, screenshots get edited, and someone spends the evening matching transfers to orders.
What a payment link does differently
A payment link belongs to one order. It carries the amount and a reference, so the customer doesn't type either. When they pay, you receive a confirmation from the payment system, not from the customer. With a dynamic Raast QR behind the link, the customer can pay from Easypaisa, JazzCash or any participating bank app.
Five ways to share a payment request
| Format | Best for |
|---|---|
| Show on screen | Counter, table service, doorstep delivery |
| QR image | WhatsApp and Instagram DMs; still works when forwarded |
| Email, printed invoices, B2B | |
| Share sheet | Any app on your phone |
| Copied link | SMS, chat, email signatures, anywhere text goes |
A simple WhatsApp workflow
- Customer confirms the order in chat.
- You create a payment request for the exact amount with the order number as the reference.
- Send the QR image and the link in the same message.
- The customer pays from their app. You get a confirmation and the order shows as paid in your dashboard.
- Dispatch. No screenshot needed.
Set a sensible expiry
For a live chat sale, a short expiry keeps things tidy. For an invoice, days or weeks make more sense. Pick an expiry that matches how long you'd honour the price.
Who this suits
Instagram and WhatsApp stores, home bakers and tiffin services, tutors, clinics taking advance bookings, event organisers, freelancers invoicing clients, and support teams collecting a balance during a chat.
Link to Pay with Qrix
Every Qrix request can be shown on screen, sent as an image or PDF, shared from your phone or copied as a link, with expiry you set from minutes to days and settlement within one hour.
Frequently asked questions
Do I need a website to accept online payments in Pakistan?
No. A payment link or QR image can be sent on WhatsApp, Instagram, SMS or email and paid from the customer's wallet or bank app.
Can customers pay a payment link with Easypaisa?
If the link is backed by a Raast QR, customers can pay it from Easypaisa, JazzCash or participating banking apps.
How do payment links stop fake screenshots?
Confirmation comes from the payment system tied to the order reference, so you don't rely on a screenshot from the customer.
How long should a payment link stay valid?
Short for live chat sales, longer for invoices. Choose an expiry that matches how long the price stands.